Insurance Testimony (Video)
Purchase Insurance Here.
The first question that’s usually asked when the subject of travel insurance come up is, “Why do I need travel insurance?” The simple answer is, “the same reason you need auto insurance and home owner’s insurance.”
The truth is there are hundreds of circumstances that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling. Here are a few examples:
- It's 10 p.m. and you and your immediate family arrive at the airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with finding new flights to get everyone home?
- Your bag was lost with your insulin inside. You need help to locate your bag as soon as possible and have your emergency prescription filled. Who do you call?
- You're involved in an accident and adequate medical treatment is not available. Who will help coordinate a medical evacuation?
- If your sister-in-law becomes seriously ill and you must cancel your trip, what happens to your non-refundable deposits or pre-payments?
- You arrive in Jamaica and your luggage doesn't. If it's lost, who will help you find it? If it's delayed who will reimburse you for covered necessities? If it's stolen, who will reimburse you for its contents?
- You are at a beach resort in North Carolina, and you are forced to evacuate due to a hurricane which has made your resort uninhabitable. Who can assist you in being evacuated? Who will reimburse you for your lost vacation investment? (This happened to us.)
- Your first visit to Europe, and your passport and wallet are stolen. Where do you turn for assistance in obtaining emergency cash, and how will you get your passport replaced?
- Your cruise line, airline or tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who can assist in getting you to your destination?
- You're walking down a street in Rio and twist your ankle. Who can assist you in finding an English-speaking physician?
- Three weeks before your scheduled arrival, a terrorist incident occurs in the city to which you are planning to visit. Who will reimburse you if you want to cancel your trip?
The insurance company Group 22 Travel & Cruises recommends is America's leading provider of travel insurance and assistance service plans. They are open 24 hours a day, 7 days a week to help you, if necessary. Here are some of the highlights of the insurance:
- All pre-paid, non-refundable travel arrangements are insured.
- Coverage becomes effective at 12:01 am following purchase.
- Pricing based on age and trip cost.
- Children 17 & under included at no extra cost.
- Certificate of insurance provided.
- Pre-existing medical conditions included if purchased within 14 days of initial deposit.
- Cancel for any reason available at additional cost.
If you would like a trip protection insurance quote for a trip you have already paid for, or one you are planning, we would love to send you one via email. You will be able to look over the coverage information, make any changes necessary, and pay for your coverage within the email quote. We will need the following information to send you a quote or purchase your insurance here.
1. Personal Information
- The correct spelling of your name as it appears on the identification you are using for travel.
- Your complete home mailing address and your email address.
- Your cell number and your date of birth.
2. Trip Information
- Departure Date & Return date
- Date you made your deposit & the final due date
- The total cost of your trip
- The name of your airline and/or cruise line
3. Others Insured · If there are others to be insured we will need the same information as above for them.
Whether it's a two-day trip or a month-long vacation, we have a vendor that will cover your travel needs. Send us an email today.
